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The DPS Product Regulatory and Compliance team is seeking a Regulatory Compliance Manager with strong leadership and risk management experience. This individual will report directly to the Director responsible for DPS Regulatory Compliance. The role requires independent assessment and addressing of regulatory risks in collaboration with product owners.

The successful candidate will closely collaborate with various teams including Product Development, Technology, Product Operations, Client Services, Governance, Global Compliance, and the Privacy, Product, and Regulatory Legal teams.

They are a subject matter expert on financial regulations such as UCC, Reg E, Reg Z, Card Act, GLBA, UDAAP, GDPR, among others.

This position will also involve client-facing responsibilities, collaborating with client-facing teams to understand their positions on regulations, assisting in solutioning and translating regulations into executable requirements.

In this role, you will track and identify changes in the regulatory landscape that could affect our products, working to reduce risks, educating our teams to ensure ongoing compliance.

As a regulatory and product expert, the Regulatory Compliance Manager will collaborate to assess regulatory risk and find compliant, automated, and user-friendly solutions. They will ensure DPS Products and Value-Added Services meet regulatory, security, and industry standards such as PCI, NACHA Rules, FedNow, among others. This role operates in a highly matrixed environment and requires deep integration with various DPS products.

Principle Scope, Responsibilities and Key Results Areas:

• You will be accountable for the regulatory inventory, regulatory compliance products library for DPS Products.
• You will be responsible for assigned DPS Products Accountable collaborating so product owners understand how regulations affect their product.
• You will collaborate with product owners, technology, and others to track and drive change so our ensure regulatory compliance.
• You will monitor regulatory environments assisting your product teams in finding and understanding changes in regulations through new legislation, changes in guidance, interpretations, consent orders, examiners manuals, and other sources.
• You will be working with product on new and improved features and products research and identify regulations and review them for applicability working with product, legal, and others. Review through various processes like our NBIA and PRA processes.
• You will lead the creation of training for regulations applying it to products using Visa University, Legal, and key stakeholders.
• Assess as needed new products, vendors, and partnership working to ensure regulatory excellent and adherence to Visa's policies.
• You will collaboratewith other key members of the team, provide support for Audit, Security and Compliance activities related to DPS Products and Value-Added Services within the scope of the applicable Visa policies. Coordinates audit follow-up and corrective action planning.
• Perform regulatory assessments of the focus areas including review of processes and procedures, adherence by staff and make recommendations to improve internal controls and compliance
• Develops positive and initiative-taking approaches to regulatory compliance to ensure client satisfaction.
• Experience drafting process maps to assist with documentation of DPS operational activities.
• Support preparation of internal and external audits and compliance in accordance with regulatory standards.

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Basic Qualifications:

• 5 or more years of relevant work experience with a Bachelor's Degree or at least 2 years of workexperience with an Advanced degree (e.g. Masters, MBA)

Preferred Qualifications:

• 6 or more years of work experience with a Bachelor's Degree or 4 or more years of relevantexperience with an Advanced Degree (e.g. Masters, MBA, JD)
• 5+ years of experience in the payments industry (prepaid, debit, credit, fintech, network processing,issuer processing, acquiring, money transfer, etc.).
• Current relevant experience in Regulatory, Product, and or Compliance is required.
• Demonstrate broad security and regulatory knowledge across common industry policy bodies.These may include UDAAP, Reg E, Reg Z, Reg II, Reg J, GLBA, eSign, FFIEC, OCC, and others
• Professional current certification such as AAP, APRP, CRCM, CCS, or similar preferred * Experience ininnovative developing strong compliant solutions. * Ability to understand complex technical andbusiness solutions and write detailed requirements.
• You have a demonstrated ability to synthesize information and make clear, concise recommendations oncourse of action by means of written, oral communication
• Demonstrated ability to influence internally and externally.
• You have the aptitude to think creatively and identify new ways to approach common problems.
• Ability to prioritize projects to meet timelines efficiently, adapt to changes in priorities quickly and manage multiple initiatives simultaneously.
• Capable of working independently while also being team oriented, collaborative, diplomatic and flexible.
• Highly motivated team member who easily cultivates effective relationships with all levels of the organization, clients, and partners to accomplish shared business priorities.
• Advanced skills in MS Word, Power Point, Visio, Excel, MS Teams, and Outlook.

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 100,700.00 to 135,000.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.