Life Insurance Underwriter
Lynchburg, VA 
Posted 1 day ago
Job Description

Job Description:

Pacific Life is investing in bright, agile and diverse talent tocontribute to our mission ofinnovatingour businessandcreating a superior customer experience.We're activelyseeking atalented Life Insurance Underwriter* to join our Life Insurance Division.This role supports 100% remote work.

Asan Underwriter, you'll play a key role in Pacific Life's growth and long-term success by evaluating insurance applicants; you'll correlate all aspects of risk to determine whether to accept, modify or decline applications. You'll focus on mortality by evaluating risk of death which includes history, degree of medical maintenance, treatment, and flags of potential future risk. Our underwriters are a crucial part to the placement of Life Insurance coverage and can directly impact our position in the marketplace and relationship with distribution partners.

*Level will be commensurate with years of experience and qualifications. We are open to hiring Senior Underwriters, Underwriting Specialists, and Underwriting Consultants.

Now is a great time to join our Underwriting team. We have undertaken a transformational effort to update our tools and achieve accelerated underwriting. Our underwriters are empowered to grow their careers through learning and development opportunities. Apply today to join a team that is dedicated to innovation, career development, and the people-first culture of Pacific Life.

How you will make an impact:

Complete wing-to-wing underwriting decision:

  • Starting with review of upfront underwriting data and tools

  • Handle additional underwriting requirements by determining value, ordering, and reviewing to perform risk selection

  • Finalizing cases

  • Data enter medical history and use system workbenches to process and decision cases

  • Demonstrate dependability, organization, and sound judgment by adhering to schedules and meeting all productivity, quality, and performance standards.

Theexperience you will bring:

  • 5 or more years of Underwriting experience with proven proficiency in underwriting processes and philosophies

  • Ability to handle advanced decision level authorities without a co-signature (1 Million or higher)

  • Effective written and verbal communication skills with the ability to build relationships both internally and externally

  • Critical thinking skills and attention to detail with the ability to quickly identify information by categorizing, estimating, recognizing differences or similarities, and detecting changes in circumstances or events.

  • Ability to interpret meaning of information for others; translating or explaining what information means and how it can be used.

  • Ability to develop specific goals, plan, and prioritize work.

What will make you stand out:

  • Bachelor's Degree

  • Completion of LOMA 280/281 and 290/291; actively working toward AALU and FLMI

More reasonsto join:

At Pacific Life, the work we do matters. Wework passionately each day to drive our company forwardwhile enjoyingjob security, flexible scheduling,and great opportunities for career growth.

If you're seeking a thriving career doing the type of meaningful work that's all too rare at a Fortune500 Company,Pacific Life is the place for you. If you are a self-starterwhoappreciatescreativity and individualityin your colleagues- even better.We look forward toreceiving your application.

Want to learn more about life at Pacific Life?Take an inside look at our company culture:

Youbelong at Pacific Life

At Pacific Life we believe you belong. We foster a culture of belonging, a space where all employees areempowered to be authentic. We embrace and celebrate diversity, create a culture of equity and inclusion, and value and respect everyemployee.


In 2020, we demonstrated agility and swiftly shifted to a working-from-home environment with little to no disruption.Going forward, we will move toward a hybrid, digital-first workplace that encompasses flexible work policies, inclusive space design, and innovative technology solutions. At Pacific Life, we are pioneering a trail and challenging the status quo to build the next normal.

Want to learn more about life at Pacific Life? Take an inside look at our company culture:



How We Help You Succeed:

We're fostering a culture of shared values across our company by providing generous compensation and comprehensive benefits that allow our employees to find fulfillment and security in personal life and career alike. These include:

  • Competitive Salary and Benefits

  • Work-Life Balance & Flexible Scheduling

  • Medical, dental, and vision as part our commitment to investing in the health and wellbeing of our employees

  • Two retirement savings plans: 401k savings plan with company match and Company Retirement Contribution (company-paid)

  • Generous PTO and holiday pay

  • Warm Colleagues & Inspiring Culture

EEO Statement:

Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.


Job Summary
Start Date
As soon as possible
Employment Term and Type
Regular, Full Time
Required Education
Bachelor's Degree
Required Experience
5+ years
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