EMPLOYERS® is a group of companies providing workers' compensation insurance and services to select, small American businesses. We understand the workers’ compensation insurance needs of independent, entrepreneurial businesspeople because we focus on only one type of customer—small businesses. We understand the small business-based risks of workplace injury and accident, and we work hard to help protect each insured business’s bottom line. Knowledgeable, responsive underwriters, loss control experts, and claims specialists work closely with the businesses we insure to develop workers' compensation coverage, services and programs that fit their business philosophy and goals.

Our workers’ compensation insurance products and services are targeted toward small businesses. Working with independent insurance agencies and our strategic distribution partners, our underwriters use their local market expertise and disciplined underwriting to select specific types of businesses and risks that allow us to provide policyholders with competitive rates.

Our financial strength and stability is recognized by the A.M. Best Company, which continues to rate the group A- (Excellent). This rating does not refer to our ability to meet non-insurance obligations and is not a recommendation to purchase or discontinue any policy or contract issued by us or to buy, hold and sell our securities.